Volatile Markets create Opportunities

by Jay Chapman | Oct 13, 2016 | The Ship’s Wheel | 0 comments If you read my last article, you would already know that I thought market volatility would increase in October. Well, it’s happening and now is not the time to panic. Now is the time to take...

The Truth about your Indexed Annuity Bonus

by Jay Chapman | Jun 20, 2017 | The Ship’s Wheel | 0 comments Do you know the saying “If it sounds too good to be true it usually isn’t”? Upfront bonuses on annuity purchases have been around for a while now, and they probably are not going...

How much should I be drawing off my investments during Retirement?

by Jay Chapman | Sep 12, 2017 | The Ship’s Wheel | 0 comments You have finally made it to retirement. You saved your money and now it’s time to take withdrawals to provide an income stream to you during your retirement years. The question is “how...

Equifax Cyber Security Incident

by Jay Chapman | Sep 14, 2017 | The Ship’s Wheel | 0 comments On September 7, Equifax – one of the largest American credit agencies – announced a data breach by cyber criminals that may affect you. The criminals gained access to millions of Americans’...

Don’t Get Sold a Product

by Jay Chapman | Oct 19, 2017 | The Ship’s Wheel | 0 comments Can you tell the difference between someone who is trying to sell you something and someone who is trying to provide a service? Financial Advisors are there to provide a service. They should not be...

How is your Advisor Compensated?

by Jay Chapman | Oct 22, 2017 | The Ship’s Wheel | 0 comments Do you know how your Financial Advisor is compensated? When I started in this business 20 years ago, the only way I made money was if one of my clients placed a trade. I was young and at the time...